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RETIREMENT
When you retire and your earning power ceases, you will have to depend on three primary sources for your retirement income:
If you don’t have enough retirement income from these 3 avenues, will you continue to work longer or reduce your standard of living?
Van Dyke Rankin offers a free retirement plan review to help you identify if you have a need, and an accurate analysis to the most effective solutions if needs are discovered. Download and complete our Needs Analysis form and forward the information via fax to 979-836-5059 or bring it with you to an appointment with one of our team members!
Schedule your retirement plan review now! Call us at 979-836-5636 (or toll free 1-800-460-5636).
What
about taxes?
A common concern with retirement funding is the effect those monies will have on taxes. But, an Individual Retirement Account (IRA) can produce results superior to a savings plan whose growth is taxed. How?
Tax-Deductible IRA: For those who qualify, this for of IRA can use money that otherwise would be paid in taxes to establish a retirement fund that accunulates, tax deffered. Taxes are not paid until distributions are received from the IRA, usually after the age of 65.
A second alternative for those that qualify is the Roth IRA. While contributions to a Roth IRA are not deductible, the retirement fund accumulates tax deferred, and distributions may be received free of income tax.
Either a tax-deductible IRA or a Roth IRA can produce results superior to a savings plan whose growth is taxed.